VSC (Vehicle Service Contract)
A VSC (Vehicle Service Contract) is an extended warranty sold by car dealerships through the F&I department. VSCs are a major source of back-end gross profit.
A Vehicle Service Contract (VSC), commonly called an extended warranty, is a service contract sold by the F&I department that covers repair costs on a vehicle beyond the manufacturer's warranty period. VSCs are typically offered by the dealership on behalf of a third-party warranty administrator and represent one of the highest-margin F&I products. A well-priced VSC can generate $800–$1,500 in back-end gross. When F&I managers discount VSCs to close deals, this represents a direct override of back-end gross that DealerInt can capture and report.
Category: Finance
Override exposure calculator
How much gross could untracked overrides be costing your store?
Drag the slider to match your average retail units per month. DealerInt customers typically see override leakage drop 30–50% in the first 90 days once every decision requires a reason and shows up on the GM's dashboard.
Est. monthly leakage
$16,800
Est. annual leakage
$201,600
Based on observed override patterns across DealerInt stores. Actual results vary; this is meant to make the invisible cost visible.
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