GAP Insurance
GAP insurance (Guaranteed Asset Protection) covers the difference between a vehicle's actual cash value and the loan balance if the car is totaled. It's a key F&I product.
GAP insurance (Guaranteed Asset Protection) is an F&I product that covers the difference between what a vehicle is worth (actual cash value) and what the customer still owes on their auto loan in the event the vehicle is totaled or stolen. Because vehicles depreciate faster than loans pay down in the first few years, customers can owe more than their car is worth — a situation known as being "underwater" on the loan. GAP insurance is one of the most commonly sold F&I products and can generate $300–$700+ in back-end gross per deal.
Category: Finance
Override exposure calculator
How much gross could untracked overrides be costing your store?
Drag the slider to match your average retail units per month. DealerInt customers typically see override leakage drop 30–50% in the first 90 days once every decision requires a reason and shows up on the GM's dashboard.
Est. monthly leakage
$16,800
Est. annual leakage
$201,600
Based on observed override patterns across DealerInt stores. Actual results vary; this is meant to make the invisible cost visible.
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